Tax, books, and planning for agents who'd rather be selling.
Commission income comes in waves, deductions hide in every receipt, and the S corporation question never quite goes away. We take the money side off your plate, all year long, so April is just another month.
Sound familiar?
Real estate is one of the best businesses there is, and one of the messiest to keep books for.
- Three closings in March, nothing in May, and no clear idea how much to set aside for taxes.
- A camera roll full of receipts for signs, staging, photography, and client lunches.
- Everyone at the office says "go S corp," but no one can tell you whether it actually fits you.
- Your 1099 from the brokerage doesn't match what hit your bank account after splits and fees.
- Estimated tax deadlines that seem to arrive the same week as your biggest escrow.
- A tax preparer you hear from once a year, usually with a bill.
The agent package
One relationship that covers the full year, sized to how you actually work. Take all of it, or just the pieces you need.
Tax return and planning
Your annual return, plus quarterly estimates calculated from your actual closings, not last year's guess. A midyear check-in keeps surprises out of April.
Bookkeeping built for agents
Categories that match how agents spend, from MLS dues to staging, reconciled to your bank and your brokerage statements every month or quarter.
An honest S corporation review
A side-by-side comparison using your real numbers. If it fits, we coordinate the setup, payroll, and salary. If it doesn't, we'll tell you and save you the cost.
Someone in your corner
Questions answered within one business day, all year. Flat, upfront pricing, so you know the cost before we start.
Deductions agents often overlook
Every agent's situation is different, but these come up again and again.
- MLS, lockbox, and showing service fees
- Association and board dues
- E&O insurance
- Brokerage desk and transaction fees
- Signs, photography, video, and online ads
- Staging and open house costs
- Your website, CRM, and transaction software
- Continuing education and license renewals
- Vehicle use, tracked with a mileage log
- The business share of your phone and internet
- Client gifts, up to $25 per person each year
- Meals with clients, generally 50% deductible
- A home office used regularly and only for business
A deduction is only as strong as the records behind it. Keep receipts, and a log for mileage. This is general information, not advice for your specific situation.
We'd move a fixed percentage of every commission check into a separate tax account the day it clears, before spending a dollar of it. It turns income that arrives in waves into a steady system, and estimated payments stop being stressful.
We'd also keep one simple habit: snap every receipt the moment it's handed to you. Five seconds at the counter beats an hour of searching in March.
How it works
No long onboarding and no surprises.
Free 30-minute call
We learn how your business runs: your brokerage, your splits, and what's worrying you.
A quick review
We look at last year's return and your brokerage statements to see where things stand.
A written plan and quote
You get clear recommendations and a fixed price, before any work begins.
We take it from there
Books, estimates, and your return, with check-ins through the year.
Questions agents ask
Should I become an S corporation?
Maybe. It can lower self-employment tax once your profit is steady and comfortably above a reasonable salary for your work, but it adds payroll, a separate return, and state costs. Some states also have licensing rules about how a brokerage can pay commissions to an agent's company, so we'd confirm the details with your broker before setting anything up. We'll run your real numbers and give you a straight answer.
I just closed my first deals. Is it too early?
It's the best time. Setting up a separate account, tracking expenses, and planning estimates from your first closing is far easier than untangling a full year later.
I'm not in California. Can you still help?
Yes. We work with agents nationwide, fully remote, through a secure client portal.
Do you work with teams and brokerages?
Yes. Teams and brokerages bring added needs like staff payroll, splits across agents, and more complex books. We'll scope what fits.
What does it cost?
It depends on what you need, which is why we quote a flat price after a free call. You'll know the full cost before we start, with no hourly billing.
Let's make this your calmest tax year yet.
Book a free 30-minute call. You'll get an honest take on your situation, even if the answer is that you're already in good shape.
Book a Free Call